New Jersey Property & Casualty license exam prep

New Jersey Property & Casualty Insurance Practice Test 2026

Practice the exam New Jersey uses, from general property & casualty knowledge to New Jersey's own insurance law. Every answer quotes the statute behind it.

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What the New Jersey exam tests

General Insurance Principles and Property & Casualty, plus New Jersey's own insurance law.

New Jersey requirement to pass

Property Producer 79 questions, Casualty Producer 91 questions, 3 hours 30 minutes allowed, 70% to pass.

Last verified October 2026 · Property Producer Examination Content Outline

New Jersey

Property & Casualty

Questions on the real exam: Property 79, Casualty 91 scored questions
Combined or separate exams: Separate Property and Casualty exams
Who runs the exam: PSI, an independent testing company
Exam fee: $38 listed (the exact fee depends on the exam you take)
State license fee: $150 listed (it depends on the license type), paid to the New Jersey Department of Insurance
Pre-licensing education: Property & Casualty: required, 20 hours each for Property and Casualty (40 hours combined)

From New Jersey's published exam materials.

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We'll focus your study path and IQ Readiness Score on the New Jersey exam you are taking.

Exam

New Jersey has no combined exam. Property and Casualty are two separate exams, each with its own score. Pick one above to launch a full-length practice exam, or keep studying both here.

Property Producer

Questions: 79
Time allowed: 3 hours 30 minutes
Passing score: 70%

Casualty Producer

Questions: 91
Time allowed: 3 hours 30 minutes
Passing score: 70%

Figures from the official exam pages: proctor2.psionline.com, proctor2.psionline.com. Last verified October 2026. Confirm with the testing company before you book.

Study by topic

Master each topic before your New Jersey exams. First 2 topics are free to start.

PersonalizedStudy your weak spots first PRO

New Jersey insurance lawPRO89 questions Practice run: State Statutes & Casualty Rules20 questions free, 25 with Pro · mixed topicsStart run

Pro study tools

The free runs cover the basics. These tools answer one question: would you pass the Property & Casualty test today?

Property Exam SimulatorPROA timed, full-length Property Producer practice exam: 79 questions, 3 hours 30 minutes, 70% to pass. No feedback until you finish. Standard Practice Blueprint (Topic distribution approximate).

Casualty Exam SimulatorPROA timed, full-length Casualty Producer practice exam: 91 questions, 3 hours 30 minutes, 70% to pass. No feedback until you finish. Standard Practice Blueprint (Topic distribution approximate).

Quick QuizPROA short set drawn from the questions you miss most, reshuffled every time.

Readiness analysisPROYour strengths, weak spots, and estimated pass probability across the bank.

PROPERTY READINESS

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0/466 questions completed

CASUALTY READINESS

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0/403 questions completed

About the New Jersey Property & Casualty exam

The Property & Casualty exam licenses you to sell property and liability coverage: homeowners, commercial property, auto, general liability and workers compensation. The state portion covers the rules your state puts on those lines.

What it covers

Property coverages, perils and policy conditions
Casualty and liability coverage, including auto and workers compensation
Underwriting, rating and claims basics
Your state's producer licensing and casualty rules

Who takes it

Agents and brokers licensed to sell property and casualty insurance, including those adding it to a life and health license.

New Jersey official sources

Department of Banking and Insurance; the Commissioner's powersN.J.S.A. Title 17 Chapter 1, 17:1-1 through 17:1-28, 23 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
Insurance policy provisions, including compulsory uninsured and underinsured motorist coverageN.J.S.A. Title 17 Chapter 28, 17:28-1 through 17:28-8, 16 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
Commercial insurance deregulationN.J.S.A. Title 17 Chapter 29AA, 17:29AA-1 through 17:29AA-34, 35 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
Unfair trade practices in the business of insurance, complete chapterN.J.S.A. Title 17 Chapter 29B, 17:29B-1 through 17:29B-19, 20 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
Cancellation of certain insurance policiesN.J.S.A. Title 17 Chapter 29C, 17:29C-1 through 17:29C-13, 18 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
Rules and regulations for insurance plans; administration; requirements for the automobile planN.J.S.A. 17:29D-1, the chapter's only section · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
Property-Liability Insurance Guaranty Association ActN.J.S.A. Title 17 Chapter 30A, 17:30A-1 through 17:30A-20, 23 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution
Insurance Fraud Prevention ActN.J.S.A. Title 17 Chapter 33A, 17:33A-1 through 17:33A-30, 32 sections · New Jersey Legislature (Office of Legislative Services), bulk statute distribution

All New Jersey insurance laws and exam sources

Provisions these questions cite most

Every answer quotes the provision it tests. These are the New Jersey provisions the questions on this page cite most often.

N.J.S.A. 17:28-1.1 · Required coverage; exceptions3 questions
N.J.A.C. 11:1-20.2 · Renewal, nonrenewal, and cancellation notice requirements2 questions
N.J.S.A. 17:29D-1 · opening paragraph; participation in plan2 questions
N.J.S.A. 17:33A-4a · Violations2 questions
N.J.S.A. 17:36-5.19 · Insured; perils insured against; amount of insurance; measure of recovery limb2 questions
N.J.A.C. 11:1-20.4 · Cancellation and nonrenewal underwriting guidelines1 question
N.J.A.C. 11:1-33.2 · Definitions; diligent effort1 question
N.J.A.C. 11:1-33.3 · Surplus lines insurance coverage procurement requirements1 question

Exam figures on this page were checked against official pages: License fee · Pre-licensing. Confirm anything you rely on with the testing company and the New Jersey Department of Insurance.

Frequently asked questions

Property Producer: 79 questions in 3 hours 30 minutes; Casualty Producer: 91 questions in 3 hours 30 minutes. New Jersey gives these as separate exams, so each is its own sitting. Confirm the current figures with the testing company before you book.

New Jersey tests Property and Casualty as separate exams, so each is a separate sitting with its own score. Study the topics for the exam you are taking.

New Jersey sets the passing score at 70%.

New Jersey uses PSI, an independent testing company that schedules and runs licensing exams. Its candidate handbook explains how to register and what to bring.

The testing company lists an exam fee of $38, paid when you register; the exact amount depends on which exam you take. The New Jersey Department of Insurance lists $150 for the license itself, which depends on the license type. Fees can change, so confirm them when you book.

Property & Casualty: required, 20 hours each for Property and Casualty (40 hours combined). Confirm the current rule with the New Jersey Department of Insurance before you register, because requirements change.

Retake rules come from New Jersey and its testing vendor: you pay the fee again and, in some cases, wait a set number of days. Check the New Jersey candidate handbook from the testing vendor for the exact figure.

Passing is one step. You then apply for the license through the New Jersey Department of Insurance, usually with a background check and a fee.

Yes. Each state writes its own version, combining general property & casualty knowledge with New Jersey insurance law.

More New Jersey practice tests

New Jersey Life & Health practice test New Jersey Personal Lines practice test

Property & Casualty practice tests in other states

California Texas Florida New York Pennsylvania Illinois Ohio Georgia North Carolina Michigan Virginia Washington

See all Property & Casualty states →